If life was perfect, we wouldn’t have to worry about roof damage. We wouldn’t see heavy wind or towering clouds and plan on checking our roofs for damage after they pass. Unfortunately, life isn’t perfect, and even though roofs are extremely tough, they can sustain damage. This is especially true in Colorado, where the weather can be pretty harsh. The good news is, the team at Planet Roofing is more than familiar with Colorado’s climate and how to care for Colorado roofs. We have the experience and knowledge needed to handle any of the damage we encounter.
Insurance is an important part of roof ownership, but it can also be the most confusing. At the end of the day, your roof policies should benefit you, and we can help protect your interests. In today’s blog, we are going to explore some of the most commonly-asked questions about roof damage claims.
How do I know if the damage on my roof is viable for a roof claim?
- Because roofs aren’t exactly easy to see from the ground, damages can be difficult to determine. All too often, the signs are hidden or just hard to find. Additionally, many issues start invisible and small and get worse over time, which makes it challenging to find them before they get extensive. The good news is, there are signs you can watch for!
- There are signs both inside and outside the home. On the outside, look for dark spots and piles of granules or shingles that are out of place. On the inside, keep an eye out for stains on the walls, water spots on the ceiling, and signs of moisture around windows. If you can show an insurance claim adjuster damages during an inspection, it will help expedite the process.
I have water damage in addition to roof damage, because the roof is neglected and old. Will the insurance company cover damages caused by a roof in bad shape?
- If roofs surpass their life cycle or aren’t properly maintained, insurance companies won’t fulfill claims on them. Insurance contracts come with exclusions around maintenance and wear and tear. Therefore, while you may get insurance help with the water damage, you probably won’t get help for the roof damage. That is why it is so important to keep your roof in the best shape possible. Regular maintenance is a legitimate expense, but replacing an entire roof without insurance help is worse.
There is no reason for your roof to become a source of stress and troubling expense in your life. When you have a great roofing company in your corner, damages from weather and beyond don’t have to be that big a deal. We can ensure your roof is ready to handle whatever Colorado dishes out, and if something goes wrong, we will fix it with excellence and dedication. We will treat your roof like it’s our own, because we know how much you depend on it. Let us bring you dependable peace of mind today!